Home' Northern Outlook : August 3rd 2013 Contents 27
NORTHERN OUTLOOK, AUGUST 3, 2013
Invest in Heartland Bank to invest in New Zealand
Introducing Heartland Bank
Heartland Bank is proud to be 100% New Zealand controlled,
operated and managed. When you invest with us your deposit
helps fund small-to-medium sized businesses, farms and families
in your region.
The Heartland team knows banking and finance, and we know
your community, because we're part of it. We will work with you
to understand your investment needs and help you find the best
Heartland Bank's roots stretch back to 1875.
NZX Main Board1 listed parent
Heartland Bank is 100% New Zealand controlled, operated and
managed, with its parent company listed on the NZX Main Board.
Heartland Bank has a network of branches and offices, located in
Rangiora and throughout New Zealand.
All of Heartland Bank's lending is in relation to New Zealand
based assets or businesses, and is spread across the country and
over many sectors.
Heartland Bank offers a range of accounts and deposits to suit your needs.
Heartland Term Deposit -- A fixed interest rate, fixed term investment, which provides you
with a fixed return.
• Terms from one month to ve years.
• No fees -- providing you with a greater return.
• A minimum investment of just $1,000.
• Interest payment options ranging from monthly or three-monthly, to yearly.
Heartland Saver -- An on-call savings account offering:
• A competitive oating interest rate.
• ATM, EFTPOS, internet and telephone banking access.
Heartland Savings Optimiser -- A high-interest savings account, with 30 days' notice
required for withdrawals that offers:
• A premium oating interest rate.
• The ability to check your account balance online or by telephone.
Heartland Everyday Account -- A transactional account that pays competitive interest,
and has a full range of features.
• Competitive oating interest rate.
• ATM, EFTPOS, chequebook, internet and telephone banking access.
Opening a Heartland Bank account is easy. Visit our High Street, Rangiora branch or
call us today on 0800 227 227 to chat about which account or deposit is right for you.
For a copy of Heartland Bank Limited's Disclosure Statement and Investment Statements
(if applicable) visit www.heartland.co.nz.
1 Heartland Bank Limited (Heartland, Heartland Bank) is a subsidiary of Heartland New Zealand Limited (HNZ). HNZ shares are listed on the NZX Main Board. NZX Main Board is a
registered market operated by NZX Limited, a registered exchange, regulated under the Securities Markets Act 1988. NZX Limited accepts no responsibility for any statement in this
advertisement. HNZ does not guarantee the obligations of Heartland Bank in relation to deposits.
Call us: 0800 227 227
Visit us: 73 High Street, Rangiora
Email us: email@example.com
WHO'S WHO in North Canterbury
Heartland team: from left, Luma Phal, Lesley Allan, Nicky Weaver, branch manager Rachelle Hughes, John Sherratt,
Heartland Bank Deposit products
awarded Five Stars for
Heartland Bank is delighted to
announce that two Heartland Bank
products have been recognised as
giving ''outstanding value'' to
depositors, by financial products
research company Canstar. The
Heartland Saver has been awarded
the optimum five star rating in the
Online Saver category and the
Heartland Everyday account has
earned a five star rating in the Full
Access Saver category. Canstar rate
financial products based on features
they consider to be desirable by
customers including return, fees,
access, credit rating and flexibility.
This is a fantastic achievement
and is an independent endorsement
of the value Heartland Bank offers.
To realise Heartland's vision of
driving prosperity for businesses,
farms and families in heartland
communities, they know that their
people and their products must be a
point of difference.
Rachelle Hughes, Heartland Bank
Branch Manager at Rangiora says:
''We aspire to provide excellence
in customer service. We want to be
the best we can, both as a bank and
in making a contribution to the
success of New Zealand. We are
thrilled to see this being evidenced.''
For those who know 'Scottish lassie'
Rachelle, you know how passionate
she is about providing the very best
service to her customers and the
''It's important for me to make
sure our customers feel valued --
because they are valued. Being a
bank manager in a community like
Rangiora is a privileged position and
not one that I take for granted.
''I love that I consider a lot of my
customers to be friends, visiting
their homes when they can't make it
''I've discovered quite a few of
them are actually of Scottish descent
so luckily that helps when I slip into
my Scottish brogue while enjoying a
Rachelle is supported by lending
manager John Sherratt, and helped
by team members Luma Phal, Lesley
Allan and Nicky Weaver. Despite a
relatively small team, they have over
80 years' experience in banking and
finance between them. They work
hard to earn and retain their
customers' trust and loyalty every
day, and have developed many
long-standing relationships as a
Heartland Bank doesn't just focus
on the customers it sees over the
counter; it also works closely with a
number of clubs and organisations
throughout the country, offering
support and sponsorship in the
communities in which they operate.
In Rangiora, Heartland Bank is the
proud principle sponsor of Rangiora
Golf Club and also supports
Rangiora Bowling Club and Waimak
United Football Club.
With roots stretching back to
1875, Heartland Bank has a proud
history of helping New Zealanders
to succeed and their vision is to
drive prosperity for businesses,
farms and families in heartland
communities like yours. Offering a
warm welcome, they will work with
you to understand your needs and
help you find a financial solution to
suit you. Heartland Bank currently
offers a wide ranging suite of
Livestock and Seasonal Finance
Home and Vehicle Loans
Day to Day Accounts
For further information, term
deposit rates and a copy of
Heartland Bank Limited's Disclosure
Statement and Investment
Statements, please call Rachelle
directly on 03 307 9568 or call into
the Rangiora Branch at 73 High St,
where the friendly team will be
happy to assist. Alternatively, you
can visit their website
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