Home' Northern Outlook : March 20th 2013 Contents 4 NORTHERN OUTLOOK, MARCH 20, 2013
Barristers & Solicitors
"MARRY IN HASTE,
REPENT AT LEISURE"
Have you heard of the saying "Marry in haste,
repent at leisure"? A marriage is a contract,
so is buying a property. People get caught up
in the excitement of a new home, and they need
it all done now. Before you do, stop!!!
Take a breath and consider the following:
• KiwiSaver -- If you are a first
home buyer, you may be entitled
to your KiwiSaver contribution.
You will need to contact KiwiSaver
direct. KiwiSaver has very strict
time frames and can take longer
to get things through. An early
settlement date, may not be
suitable. If KiwiSaver cannot get
the funds through and you cannot
settle in time, you may have to
• EQC Claims -- Please make sure
you check that you have all the
information and that the seller has
provided you with details of every
single claim. You will also need
copies of all correspondence
between the seller and EQC for
insurance purposes. Your solicitor
will be happy to assist you with
this. Many buyers are so excited
to purchase, they rely on the
seller's word without getting all
the information. Take the time to
make sure you have everything
you need so that there will be
no surprises following settlement.
• Insurance -- It is over 2½ years
since the original earthquake and
we are still battling insurance
companies. It is essential that
buyers make insurance their first
priority. Often you will receive a
"promise of insurance". A promise
is not insurance, it is a promise
only. You need a "Certificate of
Insurance" and nothing less will
do. With only a promise, we have
found that if there is a reasonable
sized earthquake, insurance
companies can go into lockdown
and will not issue Certificates of
Insurance for a month or so.
If you have confirmed your
contract on a promise of
insurance only and you cannot
get the Certificate of Insurance,
you will not get finance, and you
will not be able to settle. This puts
you in breach of contract and
liable for penalties until you can
get insurance, finance, and settle.
Confirming a Contract, is your
"point of no return". You are
obligated to settle. To avoid any
unnecessary problems, make
sure you have all your "ducks in a
row". You are buying your biggest
asset, and pushing it through
too fast can end in tears. Let
your solicitor lead you through it.
When you move in, you should
be enjoying your new home not
repenting at leisure.
Mon-Fri 8.30am-5pm, Sat 10am-12pm
7 Ashley Street,
PO Box 627 Rangiora
Phone: 310 6464 Fax: 310 6462
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Parched paddocks saved
Welcome weather: Greta Valley farmer David Meares and his dog Rusty are benefiting from this week's rain.
Photo: DEAN KOZANIC
By PETER HIDE
WHAT'S IN a rainfall?
Plenty, if the reaction of
the farming community is any
guide to how the rainfall this
week has been greeted around
It's enough to break the drought
conditions that have gripped
many parts of the country, but
more is needed to really break the
long, dry spell New Zealand has
been having, said several North
Fernside farmer Philip
Worthington said he had recorded
34mm at McIntoshs Rd, to
yesterday morning, and most of it
had soaked into parched ground,
so it was useful.
But we're several inches short
of where we normally are at this
stage of the year and it's too late
for us here at Fernside.
The biggest plus is that heavy
rain in the alps has meant that
from seven o'clock this morning
the irrigation has been back on.''
scheme had been shut down for
about five weeks because there
was insufficient flow into the sys-
tem, exacerbating farmers' woes.
Further north, as much as
300mm of rain fell at Neil Evans'
property at Reeces Rd, Amberley,
to yesterday morning.
It's brilliant rain.
It really soaked in well because
we've had steady drizzle here. It
could have been earlier, but it's
However, Ray Mehrtens, who
farms by the Eyre River at Burnt
Hill Rd, Oxford, measured just
40mm, which he said would be
beneficial to start with, but would
not increase river flows.
At least it's had time to get into
the ground over the last couple of
days,'' Mr Mehrtens said.
It's very good for winter feed
crops like kale, which were start-
ing to wilt, but the whole pattern
of farming has changed now.''
OXFORD'S PHARMACY building
-- which has been empty since it
closed in August -- is no more. It
was demolished this week, in
spite of having a floor that was 1.2
metres thick in places and con-
crete foundations around the edge
that were 1.82m deep.
The pharmacy has been operat-
ing out of the Waimakariri
District Council's Jaycee Hall
since August, and is moving to
another site directly across the
road from its original premises.
It will be one of three busi-
nesses to move in where a house
stands at the moment, across the
road at 49 Main St.
Meanwhile, one of the owners of
the former pharmacy site, Lois
Bennett, will move into the new
building on Main St. Her brother
Graeme Chisnall of Mandeville
said the other major tenant was
still 80 per cent probable'' he
would take up the lease.
Ms Bennett said she had taken
over The Sunroom further along
Meyer Pl, while her old hairdress-
ing salon was being demolished
The third patron of the rebuild
is new cheese-maker Grant
Kavanagh and his partner
Shirley Manning of West Eyreton,
who will operate from the rear of
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